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    Legal

    Terms of Use

    Last updated: September 8, 2026

    These Terms of Use govern your access to and use of the Veterans Debt Support website. Please read them carefully before using the Site.

    Acceptance of Terms

    By accessing or using the Veterans Debt Support website at vetdebtsupport.com (the "Site"), you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you should not use the Site.

    Website Use

    You agree to use the Site only for lawful purposes and in a manner that does not infringe the rights of others or restrict their use of the Site. You may not misuse the Site, attempt to gain unauthorized access to its systems, or introduce harmful code.

    Service Eligibility

    Veterans Debt Support helps eligible consumers understand potential approaches for dealing with qualifying unsecured debt. Not every debt or consumer qualifies. Services and eligibility may vary based on individual circumstances and location.

    Debt resolution services are subject to federal and state laws and regulatory requirements, which vary by jurisdiction. Services may not be available in every state.

    No Guarantee of Qualification or Results

    We do not guarantee that any particular option will be available to you, that you will qualify for any program, or that any specific result will be achieved. Debt resolution is not appropriate for everyone, and results are not guaranteed.

    Debt Resolution Disclosures

    Veterans Debt Support is not a government program and does not provide government debt forgiveness, veteran debt grants, VA-sponsored debt cancellation, guaranteed debt reduction, or guaranteed acceptance. Information provided through the Site is for educational purposes to help you understand options that may be available.

    If you enroll in an applicable debt resolution program, the specific fees, timeline, account structure, settlement process, and other program terms will be disclosed to you in writing before enrollment. No specific program structure is promised on this Site unless confirmed to you in writing.

    No upfront fees are charged for debt resolution services prior to the successful resolution of an enrolled debt, to the extent required by applicable law. Any fees that may apply will be disclosed to you in writing before enrollment.

    Credit Impact Warning

    Debt resolution may negatively affect your creditworthiness and credit scores. Enrolling in a debt resolution program may cause accounts to become delinquent, which can result in late fees, higher interest rates, and significant damage to your credit. Negative information may remain on your credit report for up to seven years or longer. You should carefully consider the potential impact on your credit before proceeding.

    Collection and Lawsuit Risk

    While enrolled in a debt resolution program, creditors and collectors may continue to attempt to collect on your debts, including through phone calls, letters, and collection notices. Creditors may also escalate accounts, refer them to third-party collectors, or file lawsuits to recover balances. A lawsuit could result in a judgment against you, wage garnishment, or a lien on your assets, depending on your jurisdiction.

    Growing Balances

    Because debt resolution typically involves setting aside funds over time while negotiations proceed, interest, late fees, and other charges may continue to accrue on your accounts. As a result, your balances may increase before any resolution is reached, and the total amount owed may be higher than when you began.

    Creditor Participation Risk

    Creditors are not required to negotiate or accept a settlement offer, and some may refuse to participate in a debt resolution program. There is no guarantee that any particular creditor will agree to a settlement or that any settlement will be reached on terms acceptable to you.

    Possible Tax Consequences

    When a creditor forgives or cancels a portion of your debt, the forgiven amount may be considered taxable income by federal or state tax authorities. You may receive a Form 1099-C and could owe taxes on the forgiven amount. You should consult a qualified tax professional regarding the potential tax consequences of any debt resolution.

    Not Legal or Tax Advice

    The information on this Site and provided during consultations is general in nature and does not constitute legal advice, tax advice, or financial planning advice. You should consult an appropriate licensed professional for advice specific to your circumstances.

    Communications Consent

    By providing your contact information, you authorize Veterans Debt Support to contact you by phone, email, or text message regarding your inquiry. Communications may be made using automated telephone dialing systems, artificial or prerecorded voices, or by a live representative.

    SMS consent, where offered on our forms, is separate and must be provided affirmatively. SMS consent is not required to use the Site or submit a form, and is not a condition of purchase.

    SMS Terms

    If you consent to receive text messages, you agree to receive informational and marketing messages from Veterans Debt Support at the mobile number you provided.

    Message frequency may vary. Message and data rates may apply. Reply STOP to opt out of receiving text messages at any time. Reply HELP for help. Consent is not a condition of purchase.

    Mobile phone numbers, SMS opt-in data, and SMS consent will not be shared, sold, rented, or disclosed to third parties or affiliates for their own marketing or promotional purposes.

    Intellectual Property

    All content on this Site, including text, graphics, logos, and design elements, is the property of Veterans Debt Support or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without prior written permission.

    Third-Party Links

    The Site may contain links to third-party websites that are not controlled by Veterans Debt Support. We are not responsible for the content, privacy practices, or accuracy of any third-party site. Accessing third-party links is at your own risk.

    Limitation of Liability

    To the fullest extent permitted by applicable law, Veterans Debt Support and its affiliates, officers, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from your use of, or inability to use, the Site or any information or services provided through it, even if we have been advised of the possibility of such damages.

    Governing Law

    These Terms are governed by applicable federal law and the laws of the jurisdiction applicable to Veterans Debt Support, without regard to conflict-of-law principles. Any disputes shall be resolved in the appropriate courts of that jurisdiction.

    Changes to Terms

    We may update these Terms of Use from time to time. The most current version will be posted on this page with the updated date. Your continued use of the Site after changes are posted constitutes acceptance of the revised terms.

    Contact Information

    If you have questions about these Terms of Use, you may contact Veterans Debt Support at:

    Phone: (949) 670-9641

    Email: info@vetdebtsupport.com

    Veterans Debt Support is a private financial services organization and is not affiliated with, endorsed by, sponsored by, or associated with the U.S. Department of Veterans Affairs, the U.S. Department of Defense, or any federal or state government agency.